Boat insurance

这幅漫画描绘的是一名女子在州立农场船舶pp王者电子官网政策的保护下乘坐帆船和水上摩托.

对拥有和操作船只的风险进行保护.

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What sets State Farm® Boat Insurance apart

What sets State Farm® Boat Insurance apart

  • 你可以从我们全国一万九千名代理商那里得到个性化的服务.
  • 你可以从最大的银行得到同样可靠的服务 auto insurance provider in the U.S.1
  • 您的索赔得到及时可靠的处理.
  • 您可能有资格获得全天候路边援助.

What boat insurance covers2

为你的船投保一般风险造成的损坏和损失, such as sinking, fire, storms, theft, and collision. The property usually covers the boat hull, boat motor(s), 描述船的设备和船的拖车,如果要求.

Types of perils we insure against

  • Sinking
  • Fire
  • Theft
  • Storms
  • Collision
  • Capsizing
  • Explosion
  • Stranding

Property coverage examples

  • Boat, motor, trailer
  • Equipment permanently attached to the boat
  • Anchors
  • Electric trolling motors
  • Oars
  • Extra fuel tanks
  • Tools
  • Detachable canopies
  • Seat cushions
  • Life preservers
  • Ski and their tow ropes
  • Dinghies
一位留着胡子的年轻父亲和他穿着救生衣的蹒跚学步的孩子乘着一艘渔船在水面上滑行, 州立农场船舶pp王者电子官网承保的多种类型之一.

Types of boats insured

州立农场为多种水上船只提供pp王者电子官网.

  • Runabout/sport boats
  • Cruiser/yachts
  • Sailboats
  • Bass/fishing boats
  • Jet skis
  • Houseboats
  • Kayak/canoes

Boat liability insurance coverage

如果您的船对他人造成伤害或损坏其他船, docks, or structures, boat liability insurance has you covered3. 伤害或损坏可能是由于与您的船只直接接触或由您的船只引起的情况, like large wakes. 船舶责任pp王者电子官网可以提供诉讼保护, 包括和解费和律师费.

Contact an agent to find out more

Additional coverages

Additional coverages

Additional coverages

额外的pp王者电子官网将自动包含在您的基本合同中. 如果您有任何问题或其他pp王者电子官网需求, contact your agent to find out what options are available to you.

Newly Acquired boat

承保你方新购船只因pp王者电子官网损失而造成的损害, subject to policy conditions.

Emergency service

支付一定数额的合理费用,你招致的指定紧急服务,你的船, motor, or boat trailer. Please reference your policy for details.

Temporary repairs

If damage is caused by a loss insured, 我们承保为保护投保财产免受进一步损害而发生的合理修理.

Wreck removal

支付您因任何尝试或实际提高而产生的合理费用, removal, 或毁坏你的船的残骸,当损坏是由pp王者电子官网损失造成的,法律要求移除或毁坏.

Optional Coverages

Optional Coverages

Optional Coverages

了解在你的地区有什么新的可选的pp王者电子官网背书. Contact your agent to find out.

Boat rental liability

让你安心,你有适当的责任pp王者电子官网时,驾驶租船在短期的基础上, such as a vacation.

Boat rental reimbursement and liability

如果你的船因为损坏而被修理,那是在你的pp王者电子官网政策范围内的, 船只租赁报销将帮助支付租用船只的费用. 当你驾驶出租汽车时,你也会有适当的责任pp王者电子官网.

Incidental commercial fishing

延长你的财产和责任pp王者电子官网,如果你的船是用于附带商业捕鱼. 商业责任仅限于船舶责任.

Boat rented to others

“船租给他人”背书可以帮助赔偿财产损失, 如果你的船在出租给别人时发生事故,对你的伤害和责任索赔.

Fishing tournament fee reimbursement

如果你不能参加钓鱼比赛,由于覆盖损失的船, 一场涉及拖车的交通事故, or a family emergency, 钓鱼比赛费用报销背书将向您报销不可退还的报名费.

Uninsured/underinsured watercraft coverage

pp王者电子官网船舶pp王者电子官网可以帮助支付你的医疗费用,如果你在事故中,由业主或经营者谁没有船舶责任pp王者电子官网或责任范围限制不足.

一位州立农场的女代理人向一位穿黑色夹克的绅士打招呼,介绍州立农场的船舶pp王者电子官网.

File or track a claim

您可以提交索赔或检查现有索赔的状态.

File a claim Track a claim

Want to know more about boating?

Boat trailer safety

关于选择合适的预告片以及如何最好地使用它的建议.

Essential spring boat maintenance

下水前要知道要完成哪些任务.

Staying safe on the water

在水上发生紧急情况时应如何准备.

1 Ranking and data from S&P Global Market Intelligence,基于截至2022年的直接保费.

2 我们的船只pp王者电子官网单承保修理时的更换费用. 全部损失索赔在商定价值的基础上解决, 这意味着你将根据你的pp王者电子官网范围得到赔偿.

3 Subject to policy provisions and exclusions.

这只是对可用pp王者电子官网范围的一般描述,而不是对合同的陈述. 所有pp王者电子官网均以保单条款和适用背书为准. For further information, see your State Farm agent .

State Farm Fire and Casualty Company
State Farm General Insurance Company
Bloomington, IL

State Farm Florida Insurance Company
Winter Haven, FL